Friday, September 9, 2022
Friday, July 15, 2022
Contributor Personality Development Program (3150004 & 3160002)
GTU Syllabus - CPDP (3150004)
Laboratory Manual (2022) - CPDP (Sem.V) (3150004)
GTU Syllabus - CPDP (3160002)
Laboratory Manual - CPDP (Sem.VI) (3160002)
Video - Engage Deeply
S W.O.T. Analysis for career goals
CPDP sem. VI Mid Exam Syllabus 2023
CPDP sem. VI Assignment 2023
Video - Excellence, Engagement and Ethics by Prof. Howard Gardner - Adjunct Professor of Psychology at Harvard University
Tuesday, June 28, 2022
Registered Design Patent (No. - 336956-001) BIOGUARD M20 (UV Disinfectant Chamber)
Design PATENT for 'BIOGUARD M20' (UV Disinfectant Chamber) is accepted and Published by Patent office India.
Design
No. - 336956-001
Date of Issue - 30/11/2021
Name of Patentee -
Dr, Manish Thakker - Prof. & HEAD I.C.
Prof. Mihir Vasavada - Asst. Prof. Electrical
Mr. Milan Desai - Student I.C.
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Thursday, March 3, 2022
INVESTMENT IDEAS
1) An early start is the best investment strategy
If you start your investments as early as possible, you will be in for a pleasant surprise.
Thanks to compound interest,
Person A investing just INR 1000 a month for retirement for a period of 30 years at an interest rate of 12 per cent per annum amasses the neat sum of around INR 35 lakh.
Person B investing INR 12,000 a month for a period of 10 years at the same interest rate ends up with just INR 27 lakh.
Not only does person B invest a total sum that is significantly higher than what person A invested, but he also ends up with a final sum that is 23% less than what person A ends up with.
2) Best time (?) to invest in debt mutual funds
Buying equity mutual fund units as market dips. But it isn't easy to implement. That's because you don't know whether this dip is the final one or will there be a dip further or it'll linger on.
You don't really need to time your investment in debt mutual funds. When investing in a debt mutual fund, you can even invest lump sum. Make sure that you choose the appropriate kind of fund depending on your time frame.
3) Fixed Maturity Plan (FMP)
Fixed Maturity Plan (FMP) - Alternative investment option to conventional fixed deposits (FDs).
FMP is a fixed tenure mutual fund scheme that invests its corpus in debt instruments maturing in line with the tenure of the scheme. The tenure of an FMP can vary between a few months to a few years.
FMPs are ideal for investors who are keen to stay invested for the tenure of the scheme and seeking an alternate investment option which aims to provide better post-tax returns with minimal risk
There is no frequent buying and selling of debt securities like other debt funds. This helps to keep the expense ratio of FMPs at lower level vis-a-vis other debt funds.
4) 5 - WAYS to OPTIMISE MUTUAL FUNDS RETURNS
1) Select Direct Funds
Direct plans are better than regular MF investment since it allows investors to avoid paying brokerage to fund houses, which is often 1 to 1.5 percent of the investment size.
2) Invest in index funds
Main advantage of index funds is that it is designed to mimic the performance of the market index.
3) Go for SIP
It is a smart way to accumulate units with small regular payments gradually. Unlike lumpsum investing, SIP doesn't require investors to time the market.
4) Diversify
Diversification helps one to minimise risk and optimise the return from different asset classes. Invest in small-cap, mid-cap, and large-cap mutual funds.
5) Review the performance
You should review the performance of their investment periodically and reallocate funds if necessary.
5) Asset Allocation
Asset allocation means dividing your portfolio in a definite ratio across various asset classes, including equity, fixed income, commodities, etc. It helps in optimising the risk-reward ratio of the portfolio based on one's risk tolerance, return expectation and needs.
As a conservative investor one can have a higher allocation towards fixed income to protect the value of his investments during a market crash. But at the same time, compromise on the return when the market rises significantly.
As an aggressive investor one can have maximum allocation towards equity funds.
Decide your asset allocation
1) Risk-tolerance ability
2) Time horizon
3) Fund requirement (Emergency corpus)
4) Return expectation
Exit poorly performing fund ... -Poor performance by a fund is one of the key reasons many investors think of redeeming their money and investing it into another fund.
6) SBI MITRA SIP or ICICI FREEDOM
A tool that is a combine the power of SIP + SWP.
Investor to invest regularly in a disciplined manner through Systematic Investment Plan (SIP) and enjoy the benefits of regular cash flows via Systematic Withdrawal Plan (SWP) post completion of SIP period.
Investors can create a comprehensive financial solution that can be used effectively to plan for future goals.
Start SIP
Select Tenure
Switch
SWP
Features :
Helps to build long term wealth for Financial Independence.
Inculcates habit of systematic investments through SIP + seeks to reap benefits from regular cash flows through SWP
One solution for goal based investing
Inculcates the habit of long term investing.
Eliminates excess unwanted withdrawal due to predefined Monthly SWP limit as a multiple of SIP installment
7) NFO
Fund house offers NFO to enter new category like flexicap, multicap where it has product missing.
NFO priced at 10 per unit.
One can invest in NFO if there is a need for that product in your portfolio.
8) Multi-cap Funds !?!
Multi cap funds have to invest 25% of portfolio in each category, i.e. Large, mid, small cap.
Multi-cap funds, which have a fixed allocation to large, mid and small cap stocks, are being recommended by financial planners to investors looking to create wealth and meet long-term financial goals.
This category currently has 14 schemes.
WHY INVEST IN MULTI-CAP FUNDS ?
Investors often face a dilemma in choosing the category of mutual fund to invest in. Many waste time in deciding whether to opt for large-cap, mid cap, small-cap, multi-cap or sectorial funds.
Also, funds in several categories have restricted mandates and are constrained to stick to the companies that are defined by their portfolio.
For example, a fund in the large-cap category will stay away from investing in mid and small cap stocks even if the valuations seem lucrative.
Therefore, financial planners believe in the long run, multi-cap funds can be better suited for investors looking to take advantage of investment opportunities across the market.
Long-term investors who do not want the nuisance of individual stock selectio and want a long term allocation to the mid and small cap space can opt for multi cap funds.
Thursday, October 21, 2021
Electrical Measurements and Measuring Instruments (B.E. SEM. VI)
Vision of the Department:
To Foster Learning Environment for Electrical Engineering Education having High Technical Skills, Ethical Values and Overall Global Competence.
Mission of the Department:
To provide high quality graduate program in Electrical Engineering to prepare students for
1. Better Employability, Startups and Entrepreneurship.
2. A professional career with essential technical and managerial skills.
3. Collaboration with industries through research and innovation.
4. Other avenues for higher education.
5. Adapting to change in technology and apply the same for the benefits of society at large.
Program Educational Objectives (PEOs)
PEO1: To create better learning environment to develop entrepreneurship capabilities in various areas of Electrical Engineering with superior efficiency, productivity, cost effectiveness and technological empowerment of human resource.
PEO2: To inculcate research capabilities in different areas of Electrical Engineering to identify, comprehend and solve problems and adapt themselves in a world of constantly evolving technology.
PEO 3: To generate high standards of moral and ethical values among the graduates, this will help in transforming them as responsible citizen of the nation.
Monday, September 27, 2021
Vision - Mission of Electrical Department, L.D. College of Engineering, Ahmedabad ...
Vision of the Department:
To Foster Learning Environment for Electrical Engineering Education having High Technical Skills, Ethical Values and Overall Global Competence.
Mission of the Department:
To provide high quality graduate program in Electrical Engineering to prepare students for
1. Better Employability, Startups and Entrepreneurship.
2. A professional career with essential technical and managerial skills.
3. Collaboration with industries through research and innovation.
4. Other avenues for higher education.
5. Adapting to change in technology and apply the same for the benefits of society at large.
Program Educational Objectives (PEOs)
PEO1: To create better learning environment to develop entrepreneurship capabilities in various areas of Electrical Engineering with superior efficiency, productivity, cost effectiveness and technological empowerment of human resource.
PEO2: To inculcate research capabilities in different areas of Electrical Engineering to identify, comprehend and solve problems and adapt themselves in a world of constantly evolving technology.
PEO 3: To generate high standards of moral and ethical values among the graduates, this will help in transforming them as responsible citizen of the nation.
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